Ask Your Question

Is there a mortgage topic that you don’t see covered on my website? Would you like more information about a certain mortgage product or service that I provide?

I know that every scenario isn’t covered on my website, but I am always available to help you myself! If you have questions, please don’t hesitate to reach out and ask them!

I look forward to hearing from you!

If you would like to speak with someone to ask your question, you can call our Royal Oak, Michigan Mortgage Office at 248-613-9044 or email us directly at rfaraj@micsb.com.
Citizens State Bank 32500 Woodward Avenue, Royal Oak, MI 48073
Citizens State Bank
NMLS ID 729779
EQUAL HOUSING LENDER
Ramzi Faraj
VP, Consumer Lending Manager
NMLS #162269
Phone: 248-613-9044
Email: rfaraj@micsb.com

Office Address:
32500 Woodward Avenue
Royal Oak, MI 48073

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